Terms and Conditions

1. Acceptance of Terms

By accessing or using the Endurance Insurance Group website and services (collectively, the "Service"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Service.

2. Description of Service

Endurance Insurance Group provides life insurance quote requests, information, and agent referral services. We connect prospective clients with licensed insurance professionals. We do not directly underwrite or issue insurance policies.

3. Quote Requests

Submitting a quote request through our website does not constitute a binding insurance contract or guarantee of coverage. All quotes are estimates based on the information you provide. Final premium rates and coverage terms are determined by the underwriting insurance carrier.

By submitting a quote request, you consent to being contacted by a licensed Endurance Insurance Group agent via phone, email, or text message regarding your inquiry.

4. Accuracy of Information

You agree to provide accurate, current, and complete information when submitting quote requests or any other forms on our website. Providing false or misleading information may result in inaccurate quotes, denial of coverage, or policy rescission.

5. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Endurance Insurance Group and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

6. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis. Endurance Insurance Group makes no warranties, express or implied, regarding the accuracy, reliability, or availability of the Service. We do not guarantee that the website will be error-free or uninterrupted.

7. Limitation of Liability

To the fullest extent permitted by law, Endurance Insurance Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of or inability to use the Service, even if we have been advised of the possibility of such damages.

8. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. Endurance Insurance Group does not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites.

9. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of the Service after changes are posted constitutes your acceptance of the revised terms.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States. Any disputes shall be resolved in the appropriate courts of competent jurisdiction.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us at: